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Experience Modifier Rate Reduction Program
Companies that have an EMR above 1.00 are paying more than the average in their industry for worker’s
compensation insurance.  In most cases, this amounts to thousands of dollars in unnecessary expense.  
This extra expense can put a company at a disadvantage in regards to its competition in the marketplace.  
The excess dollars being spent most likely indicate the presence of issues related to safety management.  
There could be other factors that are also having an impact.  All of these issues can be corrected.  Safety
Performance Management offers assistance to help lower your experience modifier thus reducing the
worker's compensation insurance premium for your company.  Our special program focuses only on issues
that have a direct impact on your experience modification rating.  A benefit to your company’s bottom line can
be expected as a result of implementing this program.
Safety Performance Management, LLC.